Group 1 - The core viewpoint of the news is the strategic cooperation between Citic Consumer Finance and Puda Credit, focusing on building intelligent risk control models and data ecosystem collaboration to explore innovative paths in digital financial risk control [1][2] - The consumer finance industry is entering a new stage of high-quality development characterized by compliance, risk control, and efficiency, transitioning towards a technology and data-driven development model [1][2] - Common challenges faced by the industry include insufficient data accumulation, barriers to data circulation, and outdated models, which directly affect the release of technological momentum and data value [1] Group 2 - Citic Consumer Finance, as a state-owned enterprise, is implementing a data-driven digital development strategy to enhance its core capabilities in intelligent risk control and digital operations [2] - Puda Credit, as the second market-oriented credit agency in China with both personal and corporate credit licenses, has accumulated compliant data resources across various dimensions such as communication, payment, and e-commerce consumption [2] - The collaboration aims to create a sustainable industry risk control ecosystem by integrating scenario experience with multidimensional data, leading to continuous optimization of data models and improved risk identification accuracy and efficiency [2]
中信消费金融与朴道征信战略签约 携手共筑数字金融新生态
Cai Fu Zai Xian·2025-11-26 04:42