全球央行大调查：超六成没把AI用在核心业务，超九成不碰数字资产

Core Insights - The report by OMFIF indicates that artificial intelligence (AI) has not yet become a core component of operations for most central banks globally, and digital assets are largely excluded from their investment portfolios [1][3] AI Utilization in Central Banks - A working group consisting of 10 central banks from Europe, Africa, Latin America, and Asia, managing approximately $6.5 trillion in assets, conducted the survey [3] - Over 60% of the surveyed central banks have not utilized AI tools to support their core operations, despite significant layoffs in tech companies and retail investment banks due to AI [3] - The majority of early AI applications are focused on routine analytical tasks rather than critical functions like risk management or portfolio construction [3] - Central banks are primarily using AI for basic tasks such as data summarization and market scanning [3] Digital Assets and Cryptocurrency - A significant 93% of central banks reported no investments in digital assets, maintaining a cautious stance towards cryptocurrencies like Bitcoin, despite some interest in asset tokenization [3] Global Reserve Currency Dynamics - The survey reveals a global trend towards a multipolar reserve currency system, prompting central banks to diversify their reserve assets and focus on resilience and liquidity [4] - Nearly 60% of the surveyed central banks expressed a desire to reduce their reliance on the US dollar, although the unmatched liquidity of US Treasury securities continues to support the dollar's dominant position [4] - The report notes that while the euro and Chinese yuan may benefit from the current geopolitical climate, the dollar is expected to maintain its leading role in foreign exchange reserves for the foreseeable future [4]