新手小白必看！3 步避开非法证券坑，守护你的第一笔投资

Core Viewpoint - The article emphasizes the importance of avoiding scams in securities investment for beginners, highlighting that protecting capital is the first step in investing. Group 1: Common Scams to Avoid - "Free stock recommendations" and "trading signals" are often traps where individuals may be lured into paying fees or become victims of schemes that lead to financial loss [2] - "High yield with capital protection" claims are misleading, as legitimate investments do not guarantee high returns without risk; offers exceeding 20% returns are likely scams [3] - "Non-official apps" are frequently fraudulent; many apps advertised through links are designed to steal funds and personal information [4][5] - "Insider information" claims are often false; genuine insider trading is illegal, and such offers are typically fabricated to manipulate investors [3] - "Overseas investments and cryptocurrencies" pose significant risks, as many platforms are illegal and unregulated, leading to potential financial loss [4][5] Group 2: Correct Investment Practices - Beginners should open accounts only with licensed securities firms, ensuring compliance and security [6] - Funds should be stored in regulated accounts; any requests to transfer money to personal accounts should be avoided [7] - It is crucial for beginners to educate themselves on investment basics before making any trades, utilizing reputable educational resources [8] Group 3: Emergency Actions - In case of falling victim to a scam, preserving evidence such as chat records and transaction receipts is essential for reporting and recovery [9] - Immediate reporting to authorities is necessary, including local police and regulatory bodies, to initiate investigations and potentially recover lost funds [9][10] - If funds were transferred, contacting the bank to freeze accounts or reverse transactions is advised, along with uninstalling any fraudulent apps [10]