顾家家居股份有限公司关于为全资子（孙）公司提供担保的公告

Core Viewpoint - The company, Gujia Home Furnishing Co., Ltd., has announced the provision of guarantees for its wholly-owned subsidiaries to support their operational financing needs through credit agreements with banks [1][2][8]. Group 1: Guarantee Details - Gujia Home Furnishing's wholly-owned subsidiary, Gujia Ningbo, has signed a comprehensive credit agreement with China Everbright Bank for a credit limit of up to RMB 100 million [1]. - The company has also provided a joint liability guarantee for Gujia Ningbo, with the maximum guarantee amount set at RMB 100 million [1]. - Another wholly-owned subsidiary, Zhejiang Kujia, has a credit limit of up to RMB 50 million with the same bank, with a corresponding guarantee amount [2]. - Gujia Huanggang and Gujia Hebei, both wholly-owned subsidiaries, have also received guarantees of RMB 50 million each from Ningbo Bank [2][6]. Group 2: Internal Decision-Making Process - The company's board of directors approved the proposal for bank credit applications and guarantees on April 27, 2025, allowing a total credit limit of up to RMB 850 million for subsidiaries [2][9]. - The board also authorized a total guarantee amount of up to RMB 840 million for its subsidiaries, with specific limits for each subsidiary [2][9]. Group 3: Necessity and Reasonableness of Guarantees - The guarantees are deemed necessary to meet the operational development needs of the subsidiaries and do not harm the interests of the company or minority shareholders [8]. - The subsidiaries involved have good credit status, and the company maintains effective control over their operations [8]. Group 4: Cumulative Guarantee Situation - As of the announcement date, the total guarantees provided by the company to its subsidiaries amount to RMB 1,063.63 million, representing 10.80% of the company's latest audited net assets attributable to shareholders [10]. - The company has no overdue guarantees and does not provide guarantees outside of its wholly-owned subsidiaries [10].