苏州银行：科技金融新引擎，驱动科创企业高质量发展

Core Insights - Suzhou Bank is actively responding to the national strategy of technological innovation by positioning itself as a "solid partner" for the growth of sci-tech enterprises through innovative financial services [1][3] - The bank has developed a comprehensive financial product matrix that covers the entire lifecycle of enterprises, utilizing the "Sci-tech Innovation Index" evaluation system to break traditional credit models [1][2] Financial Products and Services - Suzhou Bank offers five major financial products: Sci-tech Easy Loan, Talent Easy Loan, Chain Easy Loan, Knowledge Easy Loan, and Investment Easy Loan, providing full-chain financial services from startup to maturity [1] - The bank has successfully launched the first "Sci-tech Index Online Loan" and the first "Equipment Guarantee" business in collaboration with the United Nations, addressing funding challenges for equipment upgrades and digital transformation for sci-tech enterprises [1] Performance and Impact - As of September 2025, Suzhou Bank has served over 13,000 sci-tech enterprises with a total credit amount exceeding 130 billion, with over 20% of corporate loans directed towards sci-tech enterprises [2] - The bank's sci-tech credit clients are predominantly in the manufacturing sector, accounting for 80%, and over 40% of inclusive loans are allocated to sci-tech categories [2] Strategic Initiatives - The bank has established a "GOAI" sci-tech financial ecosystem, connecting various institutions to enhance comprehensive service capabilities, achieving a cumulative loan balance exceeding 1 billion through partnerships with nearly 100 venture capital institutions [2] - Suzhou Bank has set up a dedicated sci-tech financial business review department under the credit approval department, focusing on six strategic emerging industries and future industries [2] Future Outlook - The bank aims to deepen policy alignment, enhance professional capabilities, and improve collaborative mechanisms to provide more precise financial support for technological innovation [3] - Suzhou Bank is committed to fostering technological financial innovation and supporting high-quality development in Jiangsu and Suzhou [3]