SPD BANK(SH:600000) Qi Lu Wan Bao·2025-11-27 01:58Core Insights - The article highlights the efficient service and innovative products of Shanghai Pudong Development Bank (SPDB), particularly the "Puxin Loan" designed for technology-oriented and quality small and medium-sized enterprises (SMEs) [2][3] - The case study illustrates how SPDB's quick response and tailored financing solutions effectively addressed the urgent liquidity needs of a new materials technology company [2][3] Group 1: Product Features - "Puxin Loan" offers high approval efficiency, flexible limits, and broad applicability, making it a crucial financial product for SMEs [2] - The product leverages financial technology and specialized risk control to create customized financing plans for diverse operational scenarios [2] Group 2: Service Efficiency - The SPDB branch in Heze demonstrated cross-regional service capabilities by establishing a customer manager service team to expedite the loan process [2] - A customer manager traveled nearly 800 kilometers in one day to verify materials, confirm needs, and optimize the financing plan, resulting in a loan disbursement of 10 million yuan within three working days [2] Group 3: Client Relationship Development - The efficient service not only alleviated the company's financial pressure but also built trust, leading to a comprehensive financial partnership beyond just credit cooperation [3] - The company has since moved its main settlement and employee payroll services to SPDB, indicating a deepening of the business relationship [3] Group 4: Future Outlook - SPDB plans to continue optimizing service processes and advancing product innovation through the "Puxin Loan" to provide high-quality financial services to more SMEs [3] - The bank aims to support the high-quality development of the local real economy through these initiatives [3]