证券代码：603816 证券简称：顾家家居 公告编号：2025-081

Core Viewpoint - The company has announced a series of guarantees for its wholly-owned subsidiaries to support their operational needs, involving a total credit limit of up to RMB 85 million and guarantees totaling up to RMB 84 million [3][4]. Group 1: Guarantee Overview - The company’s wholly-owned subsidiary, Gujia Ningbo, has signed a comprehensive credit agreement with China Everbright Bank for a credit limit of up to RMB 100 million, with a corresponding guarantee of the same amount [1]. - Another wholly-owned subsidiary, Zhejiang Kujia, has also signed a credit agreement with China Everbright Bank for a limit of up to RMB 50 million, with a guarantee of the same amount [2]. - The company has provided guarantees of RMB 50 million each for its subsidiaries Gujia Huanggang and Gujia Hebei through agreements with Ningbo Bank [2]. Group 2: Internal Decision-Making Process - The company’s board of directors approved a total credit limit of up to RMB 850 million and a guarantee limit of up to RMB 840 million for its subsidiaries during a meeting on April 27, 2025 [3]. - The board authorized management to handle specific guarantee transactions within the approved limits [3]. Group 3: Guarantee Agreements - The guarantees cover principal debts, interest, penalties, and various costs associated with debt recovery, with a guarantee period of three years for Gujia Ningbo and Zhejiang Kujia [6][8]. - The guarantees for Gujia Huanggang and Gujia Hebei have a guarantee period of two years [7][8]. Group 4: Necessity and Reasonableness of Guarantees - The guarantees are deemed necessary to support the operational needs of the subsidiaries and do not harm the interests of the company or minority shareholders [8]. - The company maintains effective control over the daily operations and significant matters of the subsidiaries, ensuring their good credit status [8]. Group 5: Cumulative Guarantee Situation - As of the announcement date, the total guarantees provided by the company amount to RMB 1.063 billion, representing 10.80% of the latest audited net assets attributable to the parent company [9]. - The company has no overdue guarantees and does not provide guarantees outside of its wholly-owned subsidiaries [9].