SPD BANK(SH:600000) Qi Lu Wan Bao·2025-11-27 03:15Core Insights - The article highlights the efficient service and innovative products of Shanghai Pudong Development Bank (SPDB), particularly the "Puxin Loan" designed for technology-oriented and quality small and medium-sized enterprises [1][2] - The case study illustrates how SPDB's proactive approach and streamlined processes enabled a rapid loan approval and disbursement, addressing the urgent funding needs of a new materials technology company [2] Group 1: Product and Service Features - "Puxin Loan" offers high approval efficiency, flexible limits, and broad applicability, making it a crucial financial product for small and medium enterprises [1][2] - The product leverages financial technology and specialized risk control to create customized financing solutions for diverse operational scenarios [1] Group 2: Case Study and Impact - A new materials technology company based in Beijing, with operations in Heze, faced challenges with traditional loan products due to slow approval processes and complex procedures [2] - SPDB's customer manager proactively engaged with the company, leading to a rapid loan approval process where a 10 million yuan loan was disbursed within three working days [2] - The successful collaboration has led the company to transfer its main settlement and employee payroll services to SPDB, expanding the partnership beyond just credit services [2] Group 3: Future Directions - SPDB plans to continue optimizing service processes and advancing product innovation through the "Puxin Loan" to provide high-quality financial services to more small and medium enterprises [2]