“十五五”金融法治建设聚焦七大重点方向

Core Viewpoint - The article emphasizes the importance of advancing financial legal construction on the rule of law track to promote high-quality financial development in China, highlighting the need for a correct political direction and practical reforms [1][2]. Financial Legal Construction Challenges - Financial legal construction must focus on six key dimensions: maintaining a correct political direction, prioritizing the people, aiming for a strong financial nation, modernizing governance systems, deepening structural reforms, and ensuring financial stability [2][3]. - Historical practices have led to the establishment of a basic legal framework for financial operations, with significant laws enacted since 1995, including the People's Bank of China Law and the Securities Law [2][3]. Historical Experience in Financial Legal Construction - Four major experiences have shaped China's financial legal construction: 1. Legislative processes have accompanied financial reforms, ensuring laws support and regulate these changes [3]. 2. Financial operational rules have been codified into law, reflecting national conditions and international practices [3]. 3. The legal framework protects the rights of various financial entities while embodying the essence of a socialist market economy [3]. 4. A systemic view of financial work has been established, balancing central and local responsibilities [3]. Future Directions for Financial Legal Construction - The upcoming "15th Five-Year Plan" will address new challenges, including external pressures and the need for financial stability amid economic adjustments [4][5]. - Seven key focus areas for financial legal construction have been identified, including foundational financial laws, central bank legal systems, and financial stability laws, with significant legislative efforts underway [5][6]. Key Areas for Legal System Development - The construction of financial regulatory legal systems must adapt to the current regulatory framework involving multiple financial authorities, necessitating updates to various financial laws [6]. - Enhancing foreign financial legal frameworks is crucial for balancing development and security, as well as participating in international rule-making [6]. - Building enforcement capabilities and a skilled legal workforce is essential for effective financial law implementation [7].