2 1 Shi Ji Jing Ji Bao Dao·2025-11-27 08:48Core Points - A fire in Hong Kong's Tai Po district resulted in 55 fatalities, as reported by the Hong Kong Fire Services Department [1] - The affected residential complex, Wang Fuk Court, had previously discussed insurance matters for the years 2025-2026, opting to continue coverage with China Taiping Insurance (Hong Kong) Co., Ltd. [1] - The total insurance premium for the residential complex is HKD 337,700 for two years, covering various aspects including property, public liability, cash, and personal accident insurance [1][2] Insurance Coverage Details - The property and public area insurance has a coverage amount of HKD 2 billion, with a premium of HKD 240,200 for two years [1] - Public liability insurance includes personal injury liability of HKD 10 million per incident and general liability of HKD 200 million per incident, with respective premiums of HKD 20,000 and HKD 70,000 for two years [1] - Cash insurance covers amounts during transport and in locked drawers or safes, with coverage amounts of HKD 100,000 and HKD 30,000, each with a premium of HKD 3,503.5 for two years [1][2] Emergency Response by Insurance Companies - Multiple insurance companies activated emergency response plans following the fire incident [3] - China Life Insurance (Overseas) Co., Ltd. announced the initiation of simplified claims procedures and proactive outreach to policyholders [3] - Ping An Life and Ping An Property & Casualty also established emergency response teams to manage the situation promptly [3] -招商仁和人寿 set up a management team for emergency response, offering expedited claims processing without the need for documentation for confirmed victims [3]