深耕绿色金融“责任田” 江苏银行北京分行以创新实践守护绿水青山

Core Viewpoint - Addressing climate change and promoting green and sustainable development are key societal concerns, with Jiangsu Bank positioning green finance as a core strategy for transformation and development [1][9]. Group 1: Green Finance Initiatives - Jiangsu Bank has integrated green finance into its strategic framework, focusing on energy low-carbon transition, environmental protection, and urban-rural green development [1][3]. - The "Green Factory Loan" product allows companies to convert their green performance into tangible financial benefits, with a quick loan approval process taking only three days [2][3]. - The bank's innovative approach links loan interest rates to the green factory certification and ESG evaluations, incentivizing companies to enhance their energy-saving and carbon-reduction efforts [3][4]. Group 2: Supply Chain Financing - Jiangsu Bank has introduced a "Green + Supply Chain" financing model to support the sustainable development of entire supply chains, ensuring that both core enterprises and their suppliers engage in green practices [4][5]. - The bank utilizes an API to connect with core enterprises' supply chain management systems, assessing suppliers based on various ESG performance metrics [5][6]. - By September 2025, Jiangsu Bank had provided over 1.3 billion yuan in credit support to more than 100 suppliers through this model, promoting a comprehensive green upgrade across the supply chain [5][6]. Group 3: Green Bonds - Jiangsu Bank has facilitated the issuance of green bonds, such as a 300 million yuan green medium-term note for renewable energy projects, contributing to significant reductions in carbon emissions and other pollutants [7][8]. - The bank's expertise in the green bond market has enabled it to support major clean energy projects, reinforcing the concept that ecological preservation can align with financial growth [7][8]. Group 4: Customized Financial Solutions - The bank has developed a range of tailored financial products to meet the diverse needs of different industries, including loans for solar energy projects and ecological restoration initiatives [8][9]. - Jiangsu Bank actively collaborates with government agencies to enhance its green finance offerings and participates in various green finance events to increase its brand influence [8][9]. Group 5: Performance Metrics - As of September 2025, Jiangsu Bank's green credit balance reached 16.172 billion yuan, a 40.92% increase from the beginning of the year, serving over 300 green industry clients [9]. - The bank has established itself as a key player in the green finance sector, recognized as a partner in green financial services and actively involved in local sustainability initiatives [9].