Core Insights - The Hong Kong Monetary Authority reported a 0.7% month-on-month decrease in new mortgage applications in October, totaling 8,255 cases [1] - The total amount of new mortgage loans approved in October was HKD 31.3 billion, remaining similar to September's figures [1] - The proportion of new mortgage loans priced based on the Hong Kong Interbank Offered Rate (HIBOR) decreased from 92.6% in September to 91.9% in October [1] Mortgage Application Trends - New mortgage loans for first-hand market transactions decreased by 2.1% to HKD 12.4 billion [1] - New mortgage loans for second-hand market transactions increased by 3.4% to HKD 16.0 billion [1] - New mortgage loans for refinancing transactions decreased by 8.4% to HKD 3.0 billion [1] Loan Utilization and Outstanding Loans - The amount of new mortgage loans drawn down in October decreased by 3.5% to HKD 20.1 billion [1] - The total outstanding mortgage loans increased by 0.8% month-on-month to HKD 1,907.4 billion [1] - The mortgage delinquency ratio remained low at 0.13%, with the restructured loan ratio close to 0% [1]
香港金管局：10月份香港新申请贷款个案环比减少0.7%至8255宗
Zhi Tong Cai Jing·2025-11-28 09:21