三部门：银行为客户提供现金汇款等一次性金融服务超5万元需尽职调查

Core Viewpoint - The People's Bank of China has approved new regulations for financial institutions regarding customer due diligence and the management of customer identity information, which will take effect on January 1, 2026 [1] Group 1: Regulatory Framework - The new regulations were reviewed and approved during the 14th executive meeting of the People's Bank of China on October 11, 2025 [1] - The regulations have received consent from the National Financial Regulatory Administration and the China Securities Regulatory Commission [1] Group 2: Affected Institutions and Services - The regulations apply to policy banks, commercial banks, rural cooperative banks, rural credit cooperatives, village and town banks, and institutions engaged in foreign exchange business [1] - Financial institutions must conduct customer due diligence and record basic identity information when establishing business relationships or providing certain financial services, particularly for transactions exceeding RMB 50,000 or the equivalent of USD 10,000 [1]