Waterdrop(US:WDH) Zheng Quan Ri Bao Wang·2025-11-28 10:46Core Insights - The second Waterdrop Insurance Service Ecosystem Conference was successfully held, where Waterdrop Insurance, in collaboration with various organizations, released a report on the insurance needs of individuals with pre-existing conditions [1][2] - The establishment of the "Inclusive Product Alliance" by Waterdrop Insurance and 18 insurance companies aims to promote the accessibility of insurance services [1][2] Group 1: Industry Developments - The former vice chairman of the China Insurance Regulatory Commission emphasized that developing insurance for individuals with pre-existing conditions is crucial for expanding coverage and improving public welfare [1] - The insurance industry is encouraged to leverage AI and big data to enhance underwriting, pricing, and health management capabilities, making risk assessment for individuals with pre-existing conditions more accurate [1] Group 2: Company Initiatives - Waterdrop Insurance has focused on underserved groups such as the elderly and those with pre-existing conditions, utilizing AI and large model technology to create a health protection ecosystem covering millions of families [2] - By 2025, Waterdrop Insurance plans to launch 214 insurance products for individuals with pre-existing conditions, averaging one new product every 1.14 days, thereby creating a "universe of innovative insurance products" [2] - The "Inclusive Product Alliance" aims to collaborate with various insurance companies to develop affordable and accessible insurance products for the public [2]