锚定科技自立自强战略“三链融合”激活湾区科创产业新动能

Core Viewpoint - The development of Dazhu Laser reflects the current core issue in China's technology manufacturing industry, where competition has shifted from individual company battles to systemic operations within the industrial chain, emphasizing the importance of financial support for the entire supply chain [2][3] Financial Service Transformation - The shift from "single-point lending" to "system empowerment" is crucial for enhancing the efficiency of financial services, particularly in the context of the "14th Five-Year Plan" and the strategy for technological self-reliance [4][5] - Core enterprises like Dazhu Laser require solutions for the financing needs of their upstream and downstream partners rather than seeking direct financing for themselves [3][4] Supply Chain Financial Support - Dazhu Laser utilizes supply chain financing options, such as retail bills and commercial bills, to support its upstream suppliers, while also providing financing solutions for its downstream clients to stabilize cash flow [4][6] - The bank's digital supply chain financial service brand "Hengrong E" enables comprehensive online supply chain financial services for suppliers across the country, marking a significant transition in financial service logic [5][6] Role of Innovation and Collaboration - The collaboration between banks and innovation parks is essential for addressing the information asymmetry between enterprises and financial institutions, with parks acting as data interfaces and credit enhancement platforms [6][7] - The bank has developed a three-party collaborative service mechanism involving banks, parks, and enterprises to effectively meet the diverse needs of technology enterprises [6][7] Risk Management and Future Plans - Innovation parks play a critical role in risk management by maintaining close interactions with resident enterprises, allowing for early detection of potential risks [8] - The bank aims to deepen cooperation with technology parks and industry clusters, extending financial services to the entire lifecycle of enterprises from inception to growth [8]