取款超5万不再需要登记

Core Viewpoint - The People's Bank of China has released new regulations emphasizing risk-based customer due diligence for financial institutions, balancing anti-money laundering measures with optimized financial services [1] Group 1: Regulatory Changes - The new regulation cancels the previous requirement for individuals to register the source of funds for cash withdrawals exceeding 50,000 yuan [1] - Banks will no longer uniformly question all customers during withdrawals; instead, they will assess the risk level to determine the necessity of further inquiries [1] Group 2: Risk Management - In cases of high money laundering risk, banks are required to enhance their investigation into the source and purpose of funds [1] - For low-risk situations, simplified measures will be implemented to streamline the process [1]