新规来了！取款超5万不再需要登记

Core Points - The People's Bank of China released the "Management Measures for Customer Due Diligence and Customer Identity Information and Transaction Record Keeping" on November 28, emphasizing a risk-based approach for financial institutions in customer due diligence [2] - The regulation cancels the previous requirement for individuals to register the source of funds for cash withdrawals exceeding 50,000 yuan, aligning with the earlier draft [2] - Banks will no longer uniformly inquire about the source of funds for all customers during withdrawals; instead, they will assess the risk level to determine if further questioning is necessary [2] - In cases of higher money laundering risk, banks are required to conduct enhanced investigations to understand the source and purpose of funds, while low-risk situations will be subject to simplified measures [2]