Ren Min Wang·2025-12-01 01:16Core Viewpoint - The Agricultural Bank of China is actively supporting the consolidation of poverty alleviation achievements and the effective connection with rural revitalization, with a focus on financial assistance and innovative service models to enhance rural development and prevent large-scale poverty recurrence [2][3][4]. Group 1: Financial Support and Loan Balances - As of September 2025, the Agricultural Bank has a loan balance of 2.52 trillion yuan in 832 poverty-stricken counties, with 481.2 billion yuan in 160 key rural revitalization counties, maintaining a growth rate higher than the bank's average loan growth [2]. - The bank has provided a cumulative loan balance of 6.033 trillion yuan for targeted poverty alleviation, supporting nearly 920,000 impoverished individuals in production development and creating job opportunities for about 3.8 million people [4]. Group 2: Innovative Service Models - The bank has implemented the "Financial Village Director" model, appointing 45,000 directors to connect with local communities, provide financial education, and facilitate loan access through the "e-push customer" app, benefiting 6.16 million rural households with over 450 billion yuan in loans [3][4]. - In Inner Mongolia, the "Financial Village Director" model has been adopted in 82 administrative villages and 33 communities, resulting in 4,400 loan recommendations totaling 1.1 billion yuan [4]. Group 3: Targeted Loan Products - The "Rich People Loan" product has been instrumental in providing financial support to farmers, with a balance of 129.2 billion yuan, helping 1.41 million households improve their livelihoods [4][5]. - Since the launch of the "Rich People Loan," the Qinghai branch has issued over 12.9 billion yuan in loans, benefiting approximately 66,000 farmers and herders [5]. Group 4: Infrastructure and Public Services - The bank has increased financial support for infrastructure projects in key rural revitalization counties, with a loan balance exceeding 290 billion yuan, representing a growth of over 170% since 2021 [7]. - In Guizhou, the bank has provided 436 million yuan in credit support for public service facilities in 20 resettlement sites, benefiting 154,000 relocated individuals [7]. Group 5: Comprehensive Assistance and Collaboration - The Agricultural Bank has engaged in multi-faceted cooperation to enhance comprehensive assistance, providing financial services for 324 East-West cooperation projects with a total loan issuance of 12 billion yuan since 2021 [9]. - The bank's "Agricultural Bank Mall" model has facilitated over 10 billion yuan in consumption assistance for poverty-stricken areas, recognized as a national model for rural revitalization [9].