第四届保险养老融合与发展论坛（合肥站）成功举办

Core Viewpoint - The aging population in China is a significant national issue, and the integration of insurance and elderly care is becoming a crucial model to address the challenges posed by this demographic shift [2][3][5]. Group 1: Forum and White Paper Insights - The "Fourth Insurance and Elderly Care Integration and Development Forum" was held in Hefei, focusing on innovative financial solutions and service upgrades in elderly care [1]. - The "China Urban Commercial Elderly Care White Paper 2026" was released, highlighting three uncertainties in "Chinese-style elderly care" and introducing a "Three-Dimensional Nine-Question" diagnostic model for families [1][5]. Group 2: Challenges and Strategic Directions - China faces four major challenges related to rapid aging: low fertility rates, insufficient wealth for retirement, weak family support, and inadequate elderly care facilities [3]. - The integration of insurance and elderly care is seen as a strategic direction for the third pillar of pension systems, with a focus on collaborative efforts among government, enterprises, families, and individuals [2][3]. Group 3: Consumer Concerns and Solutions - Consumers express concerns about the uncertainties in elderly care needs, services, and wealth management, with 67.6% prioritizing the safety of retirement wealth [5]. - The "Three-Dimensional Nine-Question" model aims to help families diagnose and plan their elderly care solutions based on these uncertainties [5]. Group 4: Integration of Insurance and Elderly Care - The integration of the elderly care and insurance sectors is viewed as a strategic choice, creating a business model that combines product and service offerings [6]. - The company has developed a comprehensive insurance product system that aligns insurance policies with elderly care benefits, promoting a dual assurance for customers [6]. Group 5: Urban Elderly Care Model - The "City Center Elderly Care" model focuses on renovating existing urban buildings to provide elderly care services, allowing seniors to remain in familiar environments [7]. - This model has been recognized for its ability to maintain close proximity to family and quality medical resources, enhancing the overall elderly care experience [7][8]. Group 6: Performance and Future Plans - As of now, the company has established 16 communities across 14 cities, with occupancy rates nearing 90% in newly opened facilities and up to 99% in mature locations [8]. - The company aims to continue evolving the "City Center Elderly Care" model, enhancing service capabilities to provide quality elderly care in urban settings [10].