增税担忧下英国10月抵押贷款批准量微降 但高于预期凸显市场韧性

Group 1 - In October, UK mortgage demand slightly declined as potential buyers hesitated due to concerns over tax increases in the budget affecting the real estate market [1] - The number of mortgage approvals fell from 65,647 in September to 65,018 in October, which was still above economists' expectations of 64,500, indicating resilient underlying demand [1] - The budget announcement on November 26 did not impose widespread taxes on the real estate market as feared, with new taxes primarily targeting properties valued over £2 million (approximately $2.6 million), raising expectations for a potential market rebound in the coming months [1] Group 2 - The budget proposed by Chancellor Rachel Reeves is seen as supportive for consumers, implementing significant tax increases, but most impacts will not be felt for several years [2] - Reeves abandoned plans to raise income tax rates in favor of less noticeable "stealth taxes," and the budget also included measures to assist with household bills [2] Group 3 - In October, UK households deposited an additional £6.8 billion into bank and building society accounts, exceeding the average of £5.9 billion over the previous six months [3] - Households added £5.5 billion to interest-bearing current accounts, £4.2 billion to tax-free individual savings accounts, and £0.3 billion to interest-bearing fixed-term accounts during the month [3]