Sou Hu Cai Jing·2025-12-01 14:14Core Insights - Ping An Health Insurance has launched the upgraded "Ping An e-Secure Health Insurance 2026 Flagship Version," marking the 10th anniversary of the product series, featuring innovations such as "zero deductible," expanded coverage for cancer specialty drugs, and an increased age limit for policyholders to 70 years old [1][3][4] Group 1: Product Features - The new product introduces "zero deductible," allowing for 50% reimbursement for hospital expenses up to 10,000 yuan and 100% reimbursement for amounts exceeding that, along with 100% coverage for 120 specific critical illnesses [2][3] - The coverage limit has been increased to 6 million yuan, and the number of cancer specialty drugs covered has expanded from 212 to 298, including 7 CAR-T therapies and various innovative drugs [3][4] - The age limit for policyholders has been raised from 65 to 70 years, broadening the accessibility of health insurance for the elderly population [3][4] Group 2: Market Impact - Since its inception in 2016, the Ping An e-Secure series has provided health coverage to over 23.9 million customers, with total claims exceeding 17 billion yuan, demonstrating the product's significant impact on family health security [1][4] - The product's evolution reflects a response to the increasing diversity of health insurance needs among consumers, addressing pain points such as high claim thresholds and product homogeneity in the market [2][4] - The company aims to redefine the standards of health insurance by continuously innovating and enhancing service offerings, thereby leading the way in inclusive health protection [4][6]