Core Insights - Harbin Bank is actively integrating into local strategies through three main initiatives: empowering industrial upgrades, deepening rural revitalization, and extending inclusive finance, injecting financial momentum into the comprehensive revitalization of Heilongjiang Province [1][2] Group 1: Financial Performance and Services - As of now, Harbin Bank's green loan balance is nearly 20 billion, agricultural loan balance is 26.59 billion, and inclusive loans for small and micro enterprises exceed 41.1 billion, showcasing effective financial service metrics [1] - The bank has launched "Agricultural Property Rights Financing Loans" and "Black Soil Quality Products Loans," with the latter contributing over 170 million to agricultural brand development [2] - The average pricing for loans through the digital product "Money to Home" has decreased by 0.5 percentage points, with a growth rate of 11.69% [2] Group 2: Strategic Focus and Future Plans - Harbin Bank aims to deepen reform and transformation, focusing on technology finance, green finance, and inclusive finance, to optimize the precision of financial supply [4] - The bank's strategy aligns with Heilongjiang's "Three Bases, One Barrier, One High Ground" positioning and the "4567" modern industrial system construction needs [1] - The bank is committed to supporting the real economy, particularly in high value-added industrial chains and innovative enterprises, with a focus on long-term loan supply [1]
锚定“十五五”蓝图 哈尔滨银行金融赋能龙江振兴