AGRICULTURAL BANK OF CHINA(SH:601288) Zhong Guo Jin Rong Xin Xi Wang·2025-12-02 06:38Core Viewpoint - Agricultural Bank of China Inner Mongolia Branch aims to enhance financial services to support rural revitalization and the real economy during the 14th Five-Year Plan period, focusing on innovation, foundational support, and risk control to promote high-quality economic and social development in Inner Mongolia [1] Group 1: Service Innovation - The bank has implemented a differentiated policy framework to support regional strategies, providing a total of 1,306.6 billion yuan in various financing since the signing of the strategic cooperation agreement with the Inner Mongolia government in June 2022, achieving the 500 billion yuan financing target two years ahead of schedule [2] - The bank has established 281 county-level outlets, 70 township outlets, and 59 agricultural service stations, creating a service network that includes 3,272 financial village directors and mobile party member teams to enhance rural financial services [2] - By the end of October 2025, the bank's county loan balance reached 231.1 billion yuan, doubling from the end of 2020, making it the first state-owned bank in the region to exceed 200 billion yuan in county loans [2] Group 2: Operational Management - The bank is advancing a transformation strategy that integrates branch operations, retail, corporate services, and digitalization, including the addition of 600 customer managers and the streamlining of 74 internal structures [3] - The bank has launched various digital banking products and services, achieving an online loan balance of 144 billion yuan by the end of October 2025, which is over four times the loan scale at the end of 2020 [3] - The bank has introduced innovative services such as online agricultural loans and community dining services to enhance customer experience and support small and micro enterprises [3] Group 3: Risk Control - The bank has strengthened credit risk management by establishing a "white list" review system and a monitoring mechanism for key clients, optimizing management processes continuously [4] - Operational risk management has been enhanced through compliance training and the development of intelligent monitoring models to ensure adherence to regulations and improve overall risk management [4] - The bank is committed to maintaining its "finance for the people" ethos, focusing on service efficiency and proactive risk prevention as it contributes to the new development journey of the 14th Five-Year Plan [4]