金条打首饰是否要缴税？专家：用途变更需合规，否则存在税务风险

Core Viewpoint - The implementation of the new gold tax policy has led to confusion among consumers regarding tax obligations when converting gold bars into jewelry, with varying practices across different regions [1][2]. Group 1: Tax Policy Changes - The new gold tax policy marks a significant shift from unified tax benefits to classified management, clearly distinguishing between "investment use" and "non-investment use" [2][3]. - Under the new regulations, personal gold bars converted into jewelry still incur consumption tax based on processing fees, despite previous inconsistencies in enforcement across regions [2][3]. Group 2: Compliance and Risks - Consumers must be aware of tax compliance requirements when converting gold bars into jewelry, including the necessity to choose qualified processing merchants and obtain detailed invoices [3][4]. - There are potential legal and financial risks associated with using unqualified processing services, including the risk of receiving substandard products and difficulties in asserting consumer rights [4][5]. Group 3: Market Implications - The new tax policy may indirectly increase the cost of jewelry processing by approximately 7% due to changes in the VAT deduction ratio for gold bars purchased from exchanges [3]. - Consumers are advised to consider the implications of processing on the resale value of gold bars, as banks typically do not repurchase processed items [4][5].