Core Viewpoint - The new "Market Supervision Management Credit Repair Management Measures" will be implemented on December 25, aiming to provide a structured approach for credit repair, enhancing convenience for businesses and expanding the scope of credit repair [1] Group 1: Key Features of the New Measures - The new measures expand the scope of credit repair to include negative information from inspections and bankruptcy reorganizations, allowing companies undergoing bankruptcy to apply for temporary credit repair [3] - The measures categorize illegal credit information into "minor, general, and serious" violations, establishing different public disclosure periods and repair conditions for each category, thus enhancing the precision of credit repair management [3] - The public disclosure period for general administrative penalty information has been reduced from 6 months to 3 months, and the processing time for credit repair applications has been shortened from 15 working days to 7 working days [4] Group 2: Implementation and Support Mechanisms - A national unified platform for credit repair has been launched, allowing businesses to query their credit information and apply for repairs through a single interface, significantly improving the convenience of the process [7] - The new measures promote collaboration among regulatory departments to establish a mechanism for coordinated credit repair, ensuring data sharing and mutual recognition of results [4] - The measures integrate existing regulations related to credit repair for different types of business entities, providing clearer guidelines for the public and businesses [5] Group 3: Impact of Credit Repair on Businesses - The consequences of being listed as a dishonest entity include restrictions on government procurement, project participation, and potential barriers to obtaining necessary licenses and qualifications [8] - Businesses with poor credit records face challenges in financing, as banks consider credit history a core factor in loan approvals, leading to higher costs and stricter conditions [9] - The establishment of a cross-departmental "joint punishment mechanism" for dishonesty means that the negative impacts of a poor credit record are widespread and persistent until the record is repaired [10]
市场监管总局出台新规,企业信用修复范围扩大、时限缩短
Xin Jing Bao·2025-12-02 13:07