南开大学原新：必须在原有经济发展模式上进行适老化改革

Group 1 - The forum focused on the challenges posed by China's aging population, low birth rates, and increased longevity, emphasizing the need for comprehensive and long-term reforms in the aging sector [1][3] - The macro-level discussion highlighted the necessity of adapting the relationship between population and economy through a new industry structure that is knowledge, technology, and capital-intensive to achieve high-quality economic development [3] - At the meso-level, the need for a multi-pillar and multi-level pension system was stressed, along with the innovation of an aging industry system that includes emerging sectors such as culture, education, health, finance, and livability to enhance the quality of life for the elderly [3] Group 2 - The micro-level perspective indicated that while the government is responsible for basic living standards for the elderly, individuals must take responsibility for their quality of life in old age through financial mechanisms and tools [3] - The proposed model for China's new pension insurance system involves a collaborative approach where the government ensures basic needs, enterprises provide supplementary support, families contribute to care, and individuals enhance their quality of life [3] - The forum underscored the potential for innovative market-oriented pension financial products, highlighting the significant opportunities for the integration of insurance and pension services in response to demographic changes [3][4]