Is OppFi's Operational Efficiency Essential for Profitability?

Key Takeaways OppFi posted 13.5% y/y revenue growth in Q3 while sharply reducing expenses as a share of sales.Model 6 and LOLA boosted auto-approval rates to 79.1%, easing the reliance on human underwriters.OPFI's adjusted net income rose 41.4% and full-year guidance increased to $137-$142M.OppFi’s (OPFI) third-quarter 2025 performance is a testament to operational efficiency, driven by a combination of technological prowess and disciplined cost management, improving profitability. Starting with the top lin ...