面向外卖员、网约车司机等 北京全面推行“小伤快赔”
Yang Shi Wang·2025-12-02 23:14

Core Points - Beijing has launched a "Quick Compensation for Minor Injuries" model aimed at gig economy workers such as delivery personnel and ride-hailing drivers, allowing for online reimbursement of minor medical expenses, significantly reducing claim processing time [1][3][10] Group 1: Implementation Details - The "Quick Compensation" model covers three industries: transportation, instant delivery, and local freight, benefiting over 1.57 million gig workers in Beijing [3] - "Minor injuries" are defined as those that do not require hospitalization, are clear-cut, and have no disputes regarding responsibility, allowing for expedited processing [3][5] - The model simplifies the claims process by reducing the required documentation from 10 items to 5, all of which can be submitted online, enhancing convenience for workers [6][8] Group 2: Operational Efficiency - The claims process includes six steps: reporting, medical treatment, and application, with the material submission phase being notably complex and time-consuming [6] - The new model focuses on three core review elements: amount, medication list, and treatment area, streamlining the material requirements and allowing for electronic submissions [8] - The frequency of compensation payments for minor injuries has been optimized from three times a month to once daily, improving the efficiency of benefit disbursement [10]