山西银行新行长上任，资本补充当务之急

Leadership Changes - Shanxi Bank announced a significant leadership change on December 1, with former president Li Yingyao stepping down for other work commitments, and Xing Yi appointed as the new president, pending regulatory approval [2][3] - The bank's first president, Ren Kai, returned in a new role as party secretary, marking a notable shift in the bank's leadership dynamics [2][3] Financial Performance - As of June 30, 2025, Shanxi Bank's total assets decreased to 350.197 billion yuan from 359.088 billion yuan at the end of 2024, indicating a decline in financial strength [5] - The bank's capital adequacy ratio fell to 10.51%, just above the regulatory minimum of 10.5%, with core tier one capital adequacy and tier one capital adequacy ratios also declining [5][6] Capital Adequacy Concerns - The bank's capital adequacy ratios have been on a downward trend, with core tier one capital adequacy at 9.9% and tier one capital adequacy at 9.9%, both down from 10.2% at the end of 2024 [5][6] - The bank's capital adequacy ratio has been under pressure, raising concerns about its ability to expand business and maintain investor confidence [5][6] Strategic Initiatives - Xing Yi, in his role as acting president, emphasized the bank's commitment to supporting key enterprises and major projects in Shanxi province to align with the region's high-quality development goals [4][6] - The bank is under pressure to enhance its capital base, with a plan approved to issue capital supplement tools not exceeding 9.5 billion yuan within 24 months [7]