筑牢风险管理体系 深化风险文化赋能

Core Viewpoint - The company emphasizes the importance of risk management as a foundation for stable operations and a safeguard for the financial market, aligning with regulatory requirements and industry culture [1] Group 1: Risk Awareness and Culture - The company has established a risk culture advocacy system based on case studies to enhance risk management capabilities, making risk management proactive rather than reactive [2] - Regular collection and analysis of risk events in the industry help identify management loopholes and optimize management measures [2] - The initiative transforms abstract risk concepts into concrete business scenarios, fostering a culture where everyone is responsible for risk management [2] Group 2: Technology Empowerment - The company is committed to building an intelligent risk control system across all business lines through technological empowerment [3] - A self-developed risk management system allows for the measurement and early warning of key risks, integrating risk management into every business process [3] - The establishment of a centralized risk control platform enhances efficiency and accuracy in risk management, shifting from post-event handling to real-time intervention and pre-warning [3] Group 3: Risk Management Framework - A robust risk management system is essential for embedding risk culture within the organization [4] - The company has developed a comprehensive risk management organization centered on governance and management layers, adhering to the "three lines of defense" theory [4] - Continuous optimization of the risk management framework, including risk preferences and limits, enhances understanding and execution of risk management among employees [4] Group 4: Future Outlook - The company views risk culture development as a dynamic, long-term strategic initiative, focusing on continuous improvement in risk education, technology, and management frameworks [5] - The goal is to embed risk culture as an intrinsic value and habit among employees, strengthening the company's competitive advantage in risk management [5]