Bei Jing Shang Bao·2025-12-03 08:09Core Insights - The digital RMB pilot is expanding in application scenarios, with the Beijing branch of the Construction Bank focusing on serving state-owned enterprises and cross-border settlements, contributing to the capital's "two zones" construction and the global digital economy benchmark city development [1] Group 1: Digital Currency Applications - The Beijing branch of Construction Bank, in collaboration with a financial company, launched a group digital currency direct connection and treasury settlement project, leveraging advantages like "loadable smart contracts" and "no transaction fees" to enhance corporate treasury management efficiency [2] - At the 2025 China International Fair for Trade in Services, Construction Bank showcased its achievements in building a financial powerhouse and promoting the real economy, including a section dedicated to digital currency, where visitors could open digital wallets and experience convenient consumption [3] Group 2: Cross-Border Payment Solutions - The Beijing branch utilized the mBridge platform to facilitate a 6.75 million RMB cross-border remittance for a state-owned enterprise subsidiary, highlighting the efficiency, low cost, and high security of the digital currency cross-border payment solutions [4] - The mBridge platform, based on distributed ledger technology, enables real-time settlement across jurisdictions, providing a tailored cross-border payment solution that enhances payment efficiency and reduces costs for enterprises [4]