2026购房补贴大爆发！常州最高20万、泉州7万、南宁6万，你符合条件吗？

Core Insights - A wave of strong housing policies has been implemented across various cities in China, providing direct financial subsidies to homebuyers, signaling a shift from merely supporting developers to addressing the needs of ordinary citizens [2][13]. Group 1: Policy Highlights - In Changzhou, the housing subsidy has been increased to a maximum of 200,000 yuan, covering both new and second-hand homes, with specific eligibility criteria for applicants [2][26]. - The "sell old buy new" incentive has been introduced in Changzhou, allowing buyers to use previous subsidy vouchers for new home purchases, effectively enabling them to benefit from the policy twice [3][26]. - In Quanzhou's Luojiang District, a new subsidy program has been launched, with a focus on smaller housing units, offering higher subsidies for smaller homes [6][26]. Group 2: Targeted Subsidies - In Nanning, the subsidy program targets four specific groups, including newlyweds and families with multiple children, with a total budget of 50 million yuan for the initiative [10][12]. - The subsidy amounts vary based on family size, with families having two children receiving an additional 3,000 yuan and those with three or more children receiving 6,000 yuan [19][26]. - The application process in Luojiang is streamlined, allowing developers to verify eligibility and disburse subsidies directly to buyers upon signing contracts [8][26]. Group 3: Financial Support Measures - Nanning has introduced a "three lows and one wide" financial support scheme, which includes low down payments, low interest rates, and low monthly payments, along with extended loan terms [11][12]. - The maximum loan amounts for first-time homebuyers have been significantly increased, with first-time buyers eligible for loans up to 900,000 yuan at historically low interest rates [12][26]. Group 4: Policy Objectives - The shift in policy focus reflects a transition from merely reducing inventory to enhancing the living standards of citizens and promoting population growth [13][26]. - The new policies are designed to meet genuine housing needs, targeting specific demographics such as low-income workers and families with children, rather than applying a broad approach [13][26].