A financially independent trader who consistently beats the S&P 500 shares 3 pieces of advice for retail investors in 2026

Core Insights - Erik Smolinski, a seasoned options trader, has achieved significant returns, including a triple-digit return in 2023 and an average return of 24.6% from 2018 to 2022 [1][2] Investment Strategies - Investors should consider the future landscape in 3 to 5 years, focusing on growth sectors like AI, which Smolinski believes will drive innovation and value creation [4][5] - Various investment approaches to AI include investing in large-cap stocks related to AI, sector ETFs like XLK, or broader tech ETFs like Nasdaq QQQ [5] - Consistent investing is crucial; starting early and automating contributions can leverage compound interest for long-term wealth [6] - Increasing income through promotions or side hustles can provide more capital for investment, accelerating wealth accumulation [7][8]