美小型企业和个人申请破产案数量创6年新高

Core Insights - The number of bankruptcy protection cases filed by small businesses and individuals in the U.S. has exceeded the total for the previous year, marking 2023 as the year with the highest number of such cases since 2020 [1] Group 1: Bankruptcy Statistics - In the first 11 months of this year, the number of bankruptcy cases filed under the simplified procedure has increased by over 8% year-on-year, reaching 2,221 cases, surpassing the total of 1,773 cases in 2022 and 1,304 cases in 2021 [1] - The simplified procedure is designed for small businesses and individuals with debts less than $7.5 million, allowing them to avoid the costs and delays associated with traditional debt restructuring [1] Group 2: Future Changes - In 2024, the debt threshold for the simplified procedure will be further lowered to approximately $3 million, potentially increasing the number of eligible applicants [1]