2 1 Shi Ji Jing Ji Bao Dao·2025-12-04 02:43Core Viewpoint - CITIC Bank has been awarded the "Bank of the Year China 2025" by The Banker magazine, marking its second win since 2017, highlighting its significant achievements in high-quality development and its leading position in the commercialization and internationalization of China's banking industry [1] Group 1: Awards and Recognition - The Banker magazine's annual awards are considered one of the most prestigious in the global banking industry, often referred to as the "Oscars" of banking [1] - CITIC Bank's brand value reached $16.95 billion, with a year-on-year increase of 27.2%, making it the financial institution with the highest brand value growth among mainland Chinese banks [1] Group 2: Innovation and Services - The bank has developed a comprehensive product and service matrix that spans retail, corporate, and financial markets, addressing the full lifecycle needs of customers [1] - Innovations include the "Pillar of Retirement" product for elderly clients and the "Latte Plan" fixed-income product for younger customers, reflecting a deep understanding of societal changes in China [1] - CITIC Bank has made breakthroughs in corporate services, such as merger loans and technology innovation bond underwriting, while also enhancing its AI capabilities with the "Cangjie" platform, which supports over 80 intelligent application scenarios [1] Group 3: Financial Performance - As of the end of Q3 2025, CITIC Bank reported total assets of 9,898.128 billion yuan and a non-performing loan ratio of 1.16%, indicating stable asset quality [1] - For the first nine months of 2025, the bank achieved operating income of 156.598 billion yuan and a net profit of 53.391 billion yuan, maintaining stable profitability [1] - CITIC Bank's ESG rating improved to the global best AAA level as of September 2025, according to MSCI [1] Group 4: Future Outlook - CITIC Bank aims to leverage this international recognition as a new starting point to maintain strategic focus and promote high-quality development amid complex internal and external environments [1] - The bank is committed to serving the real economy and enhancing social welfare, contributing to the modernization of China's financial landscape with a responsible and value-driven approach [1]