鲍威尔辞职？比特币暴跌5%！87000美元关口告破，抄底还是逃命？

Core Viewpoint - The rumors of "Powell's resignation" have caused significant turmoil in global financial markets, impacting various asset classes and raising concerns about the potential direction of U.S. monetary policy [1][3]. Market Impact - Dow futures fell by 0.36%, the S&P 500 dropped by 0.51%, and the Nasdaq index declined by 0.65% following the news [1]. - The cryptocurrency market experienced severe reactions, with Bitcoin's price dropping below $87,000, a decline of over 5% from the previous trading day [3][5]. - Historical context shows that during the four rate hikes by the Federal Reserve in 2018, the Dow Jones fell by 5.63%, indicating the significant impact of monetary policy changes on asset prices [3]. Economic Indicators - The U.S. inflation rate rose in November, which may prompt the new Federal Reserve chair to consider interest rate hikes to control inflation [4][5]. - Despite low unemployment rates, the potential for increased interest rates could lead to higher mortgage rates, significantly affecting monthly payments for homeowners [5]. Investment Strategies - The article suggests diversifying investments across stocks, bonds, real estate, and commodities to mitigate risks associated with potential interest rate hikes [5][6]. - The emergence of AI in investment management is highlighted, with smart advisors using machine learning to predict interest rate changes and adjust asset allocations accordingly [6][8]. Risk Awareness - Investors are encouraged to remain vigilant about policy changes and adjust their investment strategies accordingly, emphasizing the importance of risk management alongside profit-seeking [8].