Sou Hu Cai Jing·2025-12-04 05:23Core Viewpoint - The initiative by Zheshang Bank Nanchang Branch aims to reduce corporate financing costs and enhance transparency in financial services through a comprehensive loan cost disclosure system [1] Group 1: Initiative Details - Zheshang Bank Nanchang Branch is conducting a pilot program to provide a clear "Comprehensive Financing Cost List" for corporate loans, allowing clients to fully understand the components of loan costs [1] - The pilot addresses the long-standing issue of "non-transparent" financing costs by consolidating various fees, such as interest rates and collateral registration fees, before loan agreements are signed [1] Group 2: Beneficiary Example - Jiangxi New Material Technology Co., Ltd., a company specializing in the research, production, and sales of special graphite materials, benefited from this pilot program by receiving a detailed cost list prior to signing a loan contract [1] - The cost list included the annual interest rate and other non-interest costs, providing the company with a clearer understanding of the overall financing costs [1] Group 3: Impact on Banking Relationships - The initiative is seen as a demonstration of the bank's commitment to social responsibility and improving the business environment, fostering a shift in bank-enterprise relationships from mere lending to strategic partnerships based on mutual trust and win-win cooperation [1] - Zheshang Bank Nanchang Branch plans to expand this transparent service model to more enterprises, reinforcing its commitment to supporting the high-quality development of the local real economy [1]