大家人寿刘树杰：险养互促 提高养老规划确定性

Core Viewpoint - The core viewpoint of the article emphasizes the integration of insurance and elderly care services by Dajia Life, aiming to provide a comprehensive solution that enhances the certainty of retirement planning for clients amidst the uncertainties of aging in China [1][2]. Group 1: Insurance and Elderly Care Integration - Dajia Life has developed an "insurance + elderly care" ecological business model that effectively links insurance product guarantees, retirement fund preparation, and elderly care service provision, fulfilling clients' quality retirement needs in a one-stop manner [2]. - The company aims to address the challenges of "Chinese-style elderly care," which include uncertainties in demand, service, and wealth, by leveraging the long-term funding advantages of the insurance industry to ensure stable growth of retirement wealth [1][2]. Group 2: Financial Performance and Growth - As of mid-2025, Dajia Life expects significant optimization in liability costs, with over 90,000 bank cooperation outlets in the bancassurance channel and a five-year compound annual growth rate of 85% in new individual insurance premium income [2]. - The company has achieved notable product innovation, with clients' retirement fund reserves exceeding 290 billion yuan, and over 50% of premium income coming from retirement rights [2]. Group 3: Forum and Industry Collaboration - The Fourth Insurance and Elderly Care Integration and Development Forum (Hefei Station) was co-hosted by Dajia Insurance Group and 21st Century Business Herald, aiming to provide a platform for collaboration between the insurance and elderly care sectors to address aging challenges [3].