成都银行公告个人消费贷款贴息实施细则：年贴息1% 累计上限1500元

Core Viewpoint - Chengdu Bank announced a personal consumption loan interest subsidy policy in Sichuan Province, effective from October 1, 2023, to March 31, 2026, aimed at supporting consumer spending within the province [1][4]. Summary by Categories Policy Details - The subsidy applies to personal consumption loans issued by local institutions for actual consumption in Sichuan Province [1][4]. - Eligible consumption includes single transactions below 50,000 yuan and significant expenditures in key areas such as automobiles, education, and healthcare [1][4]. - For transactions exceeding 50,000 yuan, the subsidy will be calculated based on a maximum consumption amount of 50,000 yuan [1][4]. Financial Terms - The annual subsidy rate is set at 1%, calculated on the principal of eligible personal consumption loans used for consumption, with a cap of 50% of the contract interest rate [1][4]. - Each borrower can receive a maximum subsidy of 1,500 yuan, corresponding to a total eligible consumption amount of 300,000 yuan [1][4]. - For single transactions below 50,000 yuan, the cumulative subsidy limit is 500 yuan, corresponding to a total eligible consumption amount of 100,000 yuan [1][4].