工行德州分行探索“以链带群”服务模式

Group 1 - The core focus of the Industrial and Commercial Bank of China (ICBC) Dezhou Branch is to support the new industrialization of Dezhou City by integrating into the new development pattern, particularly emphasizing manufacturing and strategic emerging industries [1] - As of the end of September, the total loan balance reached nearly 68 billion yuan, an increase of approximately 5.6 billion yuan since the beginning of the year, marking a historic breakthrough [1] - The bank has implemented a dynamic project list update mechanism, ensuring timely financing solutions through a "one project, one plan, one team" approach, which has effectively supported the stability and growth of industrial clusters [1] Group 2 - ICBC Dezhou Branch has introduced specialized products like Park e-loans and Industry e-loans to alleviate the financial pressure faced by small and medium-sized enterprises (SMEs) within the industrial chain [2] - Specific examples include a 500,000 yuan Industry e-loan that enabled a company in the HVAC industry park to launch a new energy-saving fan, and a 4.9 million yuan loan that supported a textile company in introducing waterless dyeing equipment, increasing product value by nearly 30% [2] - By the end of September, the Park e-loan and Industry e-loan programs had covered 2 national-level parks and 11 provincial-level parks, providing nearly 200 million yuan in loans to around 100 enterprises [2] Group 3 - ICBC Dezhou Branch has visited over 11,000 enterprises this year, completing credit approvals of approximately 12 billion yuan and disbursing loans of 9.2 billion yuan to over 9,400 enterprises, including about 150 million yuan in supply chain loans [3] - The implementation of industrial chain finance has empowered the entire industrial chain, alleviating financing difficulties for SMEs and accelerating the development of industrial clusters, thereby providing robust support for local industrial transformation [3]