美国30年期贷款利率降至6.19% 为今年第二低值

Group 1: Mortgage Rates and Housing Market - The average rate for a 30-year fixed mortgage in the U.S. has decreased to 6.19%, marking the second lowest value of the year, following 6.17% on October 30 [1] - This rate has declined for two consecutive weeks, down from 6.23% a week prior and 6.69% a year ago [1] - The decrease in mortgage rates is influenced by expectations of interest rate cuts by the Federal Reserve, contributing to an overall downward trend since July [1] - In October, existing home sales in the U.S. increased by 1.2% month-over-month, reaching the highest level in eight months, attributed to the decline in mortgage rates [1] - The drop in mortgage rates is seen as positive for potential homebuyers, enhancing their purchasing power, although economic uncertainty and a weak job market may still affect buyer confidence [1] Group 2: Employment Market - In November, the U.S. private sector experienced a reduction of 32,000 jobs, indicating a stagnation in employment growth expected in the second half of 2025 [2] - This data reflects layoffs within private enterprises, raising concerns about the weakening of the U.S. job market [2]