专访王立新：黄金投资永远不嫌晚 “黄金+”帮你告别追涨杀跌

Core Viewpoint - The World Gold Council advocates the "Gold+" asset allocation concept to help investors overcome challenges in gold investment, emphasizing the importance of long-term strategic asset allocation rather than short-term speculation [1][5]. Group 1: Investment Challenges - Investors face three main difficulties in gold investment: understanding, entry, and holding [3][4]. - The "understanding difficulty" arises from the complex factors influencing gold prices, leading many to treat gold as a speculative asset rather than a strategic one [3]. - The "entry difficulty" is characterized by hesitation over whether the current price is too high, causing investors to miss opportunities [4]. - The "holding difficulty" involves the challenge of maintaining long-term positions in gold amidst price fluctuations, with many investors selling during short-term volatility [4]. Group 2: "Gold+" Concept - The "Gold+" concept aims to shift investors from short-term speculation to long-term allocation, establishing gold as a strategic core asset [5][11]. - Two recommended allocation methods include indirect allocation through institutional investors and direct allocation by individuals at a reasonable proportion [5][6]. - Institutional investors, such as large asset management firms, have successfully integrated gold into their long-term strategic asset allocations, demonstrating its core value in stable investment portfolios [7][8]. Group 3: Practical Allocation Strategies - For individual investors, it is suggested to allocate 5%-15% of their total assets to gold, adjusting based on personal risk tolerance [6][12]. - Investors are encouraged to avoid high-frequency trading and instead consider gradual investments, such as dollar-cost averaging, to mitigate the impact of price volatility [12][13]. - The importance of maintaining a disciplined approach to gold investment is highlighted, with successful investors often being those who do not react impulsively to short-term price changes [11][13]. Group 4: Future Development of "Gold+" Products - The World Gold Council plans to promote the "Gold+" concept in China by enhancing supply and demand through industry communication and public education [14]. - The focus will be on demonstrating the strategic value of gold as a core asset in investment portfolios, aiming to shift perceptions away from short-term trading [14].