万里汇2025年交易额同比增长近100%：服务150万企业从“卖全球”到“运营全球”

Core Insights - In 2025, China's foreign trade demonstrates resilience amid complex environments, with a 6.2% year-on-year increase in goods exports in the first ten months, particularly strong growth in emerging markets like ASEAN, the Middle East, and Latin America [1] - Ant International's cross-border payment and account service brand, WorldFirst, reported serving over 1.5 million global enterprise clients and processing nearly $200 billion in transaction volume, reflecting a nearly 100% year-on-year growth [1] - The growth indicates a shift in Chinese foreign trade from "scale expansion" to "high-quality overseas operations," with cross-border financial services accelerating to provide tailored solutions for businesses [1] Cross-Border Financial Services - WorldFirst's "World Account" product has seen over 300% growth in transaction volume in emerging markets in the first half of 2025, supporting businesses in managing multi-market and multi-currency operations [4] - The service now covers over 220 countries and regions, with wallet balances in 32 currencies and support for payments in 101 currencies, achieving same-day settlement for 95% of transactions [4] - The introduction of the "World Card" and wealth management products enhances the one-stop cross-border financial service capability, allowing businesses to manage the entire process from receiving payments to currency exchange and payments within a single account [4] Compliance and Localization - WorldFirst has established a compliance-first and localized service system, obtaining over 60 payment licenses globally, including a recent license in Malaysia [6] - Partnerships with local financial institutions in key markets enhance local payment and settlement capabilities, facilitating cross-border financial services for SMEs [6] - A solution for trade payments between China and Africa has been launched, supporting local currency payments in 13 African countries [6] AI Integration - AI tools are widely adopted, with 90% of sellers using AI to control risks and reduce costs, achieving 100% 24/7 multilingual customer service [8] - The self-developed "Eagle Sequence" AI model predicts foreign exchange needs with over 90% accuracy, potentially reducing foreign exchange costs by up to 60% [8] - The SHIELD risk control model monitors transactions in real-time, ensuring payment security and reducing risks associated with frozen accounts [8] Strategic Shift in Global Operations - The growth of WorldFirst in 2025 reflects a profound shift in the paradigm of Chinese enterprises going global, moving from a focus on speed and scale to efficiency, resilience, and sustainability [9] - The emphasis is on building systematic, intelligent, and compliant global operational capabilities to help businesses navigate cyclical fluctuations and conduct global business effectively [9]