广发银行：多维发力支持“百千万工程” 金融活水赋能广东高质量发展

Core Viewpoint - The Guangdong Provincial Government is implementing the "Hundred Counties, Thousand Towns, and Ten Thousand Villages High-Quality Development Project" to promote coordinated urban-rural development, with significant changes observed in rural areas over the past three years, enhancing economic strength and development capabilities [1] Group 1: Financial Support and Investment - Guangfa Bank has increased its credit support, implementing differentiated FTP pricing and subsidy policies, injecting over 350 billion yuan into the "Hundred Thousand Project" since 2023 to facilitate urban-rural coordinated development [2] - The bank focuses on infrastructure projects such as transportation, water conservancy, and logistics, approving 3 billion yuan for the Renshan Ring Island Expressway and 80 million yuan for water supply infrastructure in Huizhou [2] - Guangfa Bank has also acted as a lead underwriter for special bonds, supporting 22 marine ranch projects in Zhanjiang, which account for two-thirds of the total reported projects in the city [2] Group 2: Financing Channels and Innovative Models - The bank has deepened cooperation with the Guangdong Provincial Department of Agriculture and Rural Affairs, launching innovative financing models like "government-bank-insurance" and "government-bank-guarantee," with over 1.3 billion yuan in inclusive agricultural loans disbursed [3] - Collaboration with guarantee companies has led to over 600 million yuan in business scale since June of last year, enhancing credit support for local agricultural industries [3] Group 3: Innovative Financial Products - Guangfa Bank is exploring the integration of green finance with rural revitalization, launching agricultural carbon credit pledge loans to convert carbon credit values into collateral for financing [5] - The bank has achieved carbon neutrality for its operations by purchasing carbon credits from rice farmers, establishing the first "zero-carbon outlet" in Guangdong [5] - A tailored "transformation bill" business was developed for a company in Qingyuan, supporting its technological upgrades with an expected annual carbon reduction of 6,464.8 tons [5] Group 4: Rural Support and Empowerment - Guangfa Bank emphasizes a "focus on helping and supporting" philosophy, undertaking rural revitalization tasks in 16 towns/villages and deploying 14 support staff to prevent large-scale poverty [7] - The bank has established an online sales platform for local agricultural products, generating 450,000 yuan in revenue for supported villages through employee purchasing initiatives [7] - Future strategies will continue to align with the "Hundred Thousand Project," focusing on county economies, rural revitalization, and green transformation [7]