【金融街发布】金融监管总局调整保险公司相关业务风险因子

Core Viewpoint - The National Financial Regulatory Administration has announced adjustments to risk factors for insurance companies related to specific investment holdings, aiming to enhance long-term investment management and solvency capabilities [1] Group 1: Adjustments to Risk Factors - The risk factor for insurance companies holding stocks from the CSI 300 index and the CSI Dividend Low Volatility 100 index for over three years has been reduced from 0.3 to 0.27, based on a six-year weighted average holding period [1] - The risk factor for insurance companies holding ordinary shares listed on the Sci-Tech Innovation Board for over two years has been decreased from 0.4 to 0.36, determined by a four-year weighted average holding period [1] - The premium risk factor for export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been lowered from 0.467 to 0.42, while the reserve risk factor has been reduced from 0.605 to 0.545 [1] Group 2: Recommendations for Insurance Companies - Insurance companies are advised to improve internal controls, accurately measure the holding period of stock investments, and continuously enhance long-term capital investment management capabilities [1] - There is a recommendation for insurance companies to strengthen solvency management, accurately measure various risk capital requirements, and ensure that solvency data is true, accurate, and complete [1] - Any previous documents regarding the risk factors for the aforementioned businesses that are inconsistent with this notice will be superseded by this notification [1]