重大调整！事关保险公司投资A股，金融监管总局最新发布！

Core Viewpoint - The Financial Regulatory Bureau has issued a notice to adjust the risk factors related to insurance companies' business, aiming to enhance the solvency regulation standards and improve the effectiveness of insurance funds in serving the real economy [1][5]. Group 1: Adjustments to Risk Factors - The risk factor for stocks in the CSI 300 Index and the CSI Dividend Low Volatility 100 Index held for more than three years has been reduced from 0.3 to 0.27 [2]. - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board held for more than two years has been decreased from 0.4 to 0.36 [2]. - The premium risk factor for export credit insurance and overseas investment insurance has been lowered from 0.467 to 0.42, while the reserve risk factor has been adjusted from 0.605 to 0.545 [2]. Group 2: Impact on the Insurance Industry - The notice encourages insurance companies to increase support for foreign trade enterprises and effectively serve national strategies by adjusting risk factors for export credit insurance [6]. - The differentiated risk factor settings based on holding periods aim to cultivate patient capital and support technological innovation [6]. Group 3: Internal Control and Management - Insurance companies are required to improve internal controls to accurately measure the holding periods of stock investments and enhance long-term investment management capabilities [3]. - There is an emphasis on strengthening solvency management to ensure that solvency data is true, accurate, and complete [3]. Group 4: Implementation and Compliance - The Financial Regulatory Bureau will guide insurance companies to implement the requirements of the notice and improve their long-term investment management capabilities [2][4]. - Any previous documents that conflict with this notice regarding the risk factors will be superseded by this notice [4].