金融监管总局：下调保险公司相关业务风险因子丨和讯2025年会

Core Viewpoint - The Financial Regulatory Administration has issued a notification aimed at enhancing the role of insurance funds in supporting the real economy and encouraging insurance companies to increase their support for foreign trade enterprises [1] Group 1: Risk Factor Adjustments - The risk factor for stocks in the CSI 300 index and the CSI Dividend Low Volatility 100 index held for over three years has been reduced from 0.3 to 0.27 [3] - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board held for over two years has been decreased from 0.4 to 0.36 [3] Group 2: Export Credit Insurance and Reserves - The risk factor for premiums in export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been lowered from 0.467 to 0.42 [4] - The reserve risk factor has been adjusted from 0.605 to 0.545 [4] Group 3: Internal Control and Management - Insurance companies are required to improve internal controls, accurately measure investment holding periods, and enhance long-term fund investment management capabilities [4] - There is an emphasis on strengthening solvency management and ensuring that solvency data is true, accurate, and complete [4]