同样预算，是买城区老破小，还是郊区新房？90%的年轻人选错了！

Core Viewpoint - The article discusses the trade-offs between purchasing an old, small apartment in the city center versus a new, larger apartment in the suburbs, emphasizing the impact on lifestyle, commuting, education, and asset appreciation. Group 1: Old Small Apartments ("老破小") - Location is paramount, with city center apartments offering significant commuting time savings, equating to more personal time and potential income [2][4]. - Old small apartments often come with established amenities, such as hospitals and schools, which can enhance living convenience and property value [2][10]. - Rental yields for old small apartments are attractive, with examples showing annual returns of 5.6% in Nanjing and 2.3% to 2.74% in Beijing, outperforming traditional savings options [5][4]. Group 2: New Suburban Apartments - New suburban apartments provide larger living spaces and modern amenities, but may lack immediate access to essential services and require longer commuting times [7][8]. - The cost of commuting from the suburbs can be significant, with potential monthly expenses exceeding 1,000 yuan, which can accumulate over time [8]. - The development of necessary infrastructure in suburban areas may take 3 to 5 years, leading to initial inconvenience for residents [10][9]. Group 3: Buyer Profiles - Young professionals in career advancement may prefer old small apartments for their time-saving benefits, allowing for personal development and job growth [11]. - Families or individuals prioritizing living quality and space may find suburban new apartments more suitable, especially if commuting is manageable [11]. Group 4: Future Outlook - Old small apartments are expected to benefit from policy support aimed at urban renewal, enhancing their value and appeal [12]. - The appreciation potential of suburban new apartments is closely tied to urban expansion; if an area is not developed as anticipated, property values may stagnate [13]. Group 5: Decision-Making Considerations - The choice between old small apartments and new suburban apartments should align with individual needs, such as commuting preferences, family size, and lifestyle priorities [14][15]. - It is advised to avoid properties over 30 years old without renovation plans, focusing instead on those with good locations and structural integrity [14].