2天倒计时：数币兑换，让资产拥抱全球新机遇

Core Viewpoint - The upcoming launch of large-scale exchange for the digital currency by Guotai Junan on December 9, 2025, aligns with the construction of the Shanghai International Digital Renminbi Operation Center, providing users with a channel for "domestic secure holding and global efficient circulation" of assets [1] Group 1: Asset Global Circulation Capability - The transition from a stablecoin gifting model to a digital renminbi exchange will activate the global circulation capability of assets, reducing transaction costs from over 6% to less than 1% through the "Shubida" cross-border digital payment platform [3] - Traditional cross-border payments via SWIFT take 2-3 days and incur fixed costs of $25-$35 per transaction, which is particularly inconvenient for students studying abroad and cross-border consumers [3] - The new digital renminbi will enable point-to-point direct payments, reducing settlement time to seconds and lowering costs for small cross-border transfers by over 90% [3] Group 2: Investment Opportunities - The digital asset market's access rights will allow users to participate in compliant digital asset investments, including bonds and carbon credits, through the Shanghai International Operation Center's digital asset platform [4] - Guotai Junan will provide compliance guidance for digital asset investments, enabling ordinary users to benefit from the digitalization of assets [5] Group 3: Benefits for Enterprises - For businesses, especially those engaged in cross-border operations, the digital renminbi will enhance global competitiveness by streamlining funding and information flows through blockchain technology [5] - The use of smart contracts will automate customs payments and contract execution, significantly improving transaction efficiency and reducing cross-border transaction costs by over 50% [5] Group 4: Security and Compliance - The Shanghai International Operation Center ensures transparency and control over cross-border transactions through a compliance-first approach and regulatory oversight [6] - Financial-grade encryption technology will safeguard user privacy and fund security, while Guotai Junan will ensure that each exchange complies with cross-border regulatory requirements [6]