浦发银行，收购陕西两家银行

Group 1 - Shanghai Pudong Development Bank (SPDB) has been approved to acquire two rural banks in Shaanxi Province, namely Hancheng and Fufeng Rural Banks, and will establish branches in these locations [1][2] - Following the acquisition, SPDB will integrate these rural banks into its unified management system, converting them into branches [1][2] - SPDB has been actively consolidating its rural banking operations, with multiple rural banks being transformed into branches since November [1][2] Group 2 - The government emphasizes the need for market-oriented and legal principles in the risk management and transformation of local small financial institutions, with a focus on reforming rural credit cooperatives and rural banks [3] - SPDB's initiative to convert rural banks into branches aligns with the regulatory focus on accelerating the reform of small financial institutions [3] - Other banks, including Huaxia Bank, Hengfeng Bank, Minsheng Bank, and Everbright Bank, have also initiated similar reforms of their rural banking operations in 2023 [3]